0

Know Your Options for Senior Living Choices or Tips for Successful Living Choices

3
Know Your Options for Senior Living Choices or Tips for Successful Living Choices       3

It's easy to feel confused and overwhelmed by the variety of care types and styles of senior living communities available today. Learn the terminology and the features and benefits of such a wide range of lifestyles, so you can make the right choice. Retirement information provided by an industry healthcare professional. This discussion will allow plenty of time for questions. Resource guides, checklist,s, glossary of terms, and other handouts will be provided.

Tuition $45


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Lifestyle Differentiates Retirement/Seasoned Living Communities

3
Lifestyle Differentiates Retirement/Seasoned Living Communities       3

The senior living industry is no longer in its infancy. Senior living communities across the United States have become long-term establishments, meaning the services they offer have evolved. Learn more about hospitality and welness services offered to residents in senior living communites today. Discussion insludes what questions to ask, understanding industry terms and acronyms, how to tour a variety of facilities, checklists to compare choices and private pay community, non-profit versus endowment. Resources guide, checklists, glossary of terms and other resources will be provided.

Tuition $45.00


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The Best Way for Single Women to Retire

3
The Best Way for Single Women to Retire       3

The concept of retirement is often marketed to us as an image of two beautiful people in their prime experiencing good health and financial freedom; however, for many people, retirement does not look this way and offten does not include being one half of a couple. Retirement is a time of change and

Tuition $45


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KNOW YOUR VALUE AND…LIVE LIFE OUT LOUD! NEW!

3
KNOW YOUR VALUE AND…LIVE LIFE OUT LOUD! NEW!       3

How to do what we do best and be successful! Create an environment for success, embrace ways to toot your own horn without blowing it, whether it is a career or life’s passionate work. Know yourself and be authentic. Take those silent thoughts …and turn them into reality. Master the technique of resilience; overcome barriers and develop sustainable behavior changes that you can use. Speak up keeping your emotions in check, find a sustainable balance between your work and personal life! You’ll be inspired and also an opportunity to network and share ideas!

Tuition $45
Materials Fee $0


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The Home Buying Experience

3
The Home Buying Experience       3

If you are buying your first home or are upgrading, this home-buying seminar can help take the frustration and confusion out of buying any home. We will help with every aspect of the process. By educating yourself about all facets of the home-purchase process, you will know what to expect and you will understand the issues necessary to make informed decisions that are in your best interest. Complimentary pre-qualification is available. Referrals to other professionals, like realtors and homeowners insurance agents, are also offered.

Tuition $45.00


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FINANCIAL LITERACY

3
FINANCIAL LITERACY       3

Have you ever had to cash a check at a check-cashing place instead of a bank? Are overdraft fees and bills piling up? Perhaps you used a credit card to pay for groceries. Don't worry. There is hope. Understand the offense (making more money), defense (learning how to keep money) and playing field (how money works) in this class designed for all ages. Learn, grow and fix your finances through video, workbook and open discussion. Equip and empower yourself to own money instead of it owning you!

Tuition $95
Materials Fee $50


100

10 Steps to Perfect Credit

3
10 Steps to Perfect Credit       100%  3

In this class you will learn the following 10 steps: Which two credit cards can lower your score if they are in your wallet; why credit cards can be a source of trouble; why there is a right way and wrong way to pay off collections; which five factors influence your scores the most; the fastest ways to drive your scores upward; the right way and the wrong way to repair your credit; why opening a “90 days same as cash” account can instantly lower your score by as much as 20 points and how to recover from it; how credit repair, if done right, can save you hundreds or thousands of dollars. A complimentary review and analysis of your credit report is offered to students.

Tuition $45.00


100

Are You Ready to Retire?

3
Are You Ready to Retire?       100%  3

Do you know what you need to have in place in order to be financially prepared to retire? This class will discuss what you need to think about and know in order to retire comfortably.

Tuition $45.00


100

Blended Families: Estate Planning to Protect Yours, Mine and Ours" Families"

3
Blended Families: Estate Planning to Protect Yours, Mine and Ours" Families"       100%  3

This workshop outlines the unique challenges and specific strategies of which blended families need to be aware to avoid planning gaps and conflicts. Attendees will leave with an understanding of the core legal directives every family should have to protect the people and things they cherish.

Tuition $45.00
Materials Fee $0


100

Fresh Ideas for Protecting Your Assets in Retirement

3
Fresh Ideas for Protecting Your Assets in Retirement       100%  3

This class will include a discussion of issues that pose a threat to your life savings. We will cover the legal as well as some of the financial strategies for protecting all of your assets, including your home and other investments from those threats. Attendees will learn how they can “have their cake and eat it too” when it comes to having the benefit of their wealth while not exposing it to the risk of loss.

Tuition $45.00
Materials Fee $0


100

Remaining in Control through the Aging Process

3
Remaining in Control through the Aging Process       100%  3

Do you feel comfortable making the most important life decisions in a pinch? Would you ever want another person to make decisions for you without knowing your wishes? With the increasing number of those affected by dementia and Alzheimer’s disease, it is important to learn what individuals need to do to ensure that their wishes are followed even when capacity fails. This class will cover what documents should be prepared well in advance to ensure that you remain in control of your healthcare and financial matters.

Tuition $45.00
Materials Fee $0


100

Elder Orphans: Who Will Take Care of Me?

3
Elder Orphans: Who Will Take Care of Me?       100%  3

An elder orphan is an adult who does not have a spouse or any adult children to care for them as they age. The needs and concerns of elder orphans are unique. This course will explain what steps an elder orphan can take to make sure that they will be cared for through any physical or mental challenges that come with the aging process. We will cover options for the areas of greatest concern including legal issues, care concerns and transportation.

Tuition $45.00
Materials Fee $0


100

Sandwich Generation: Learn How to Aid Your Aging Parents

3
Sandwich Generation: Learn How to Aid Your Aging Parents       100%  3

The class will present ways in which the “sandwich” generation can hold the family together and not become “soggy” and fall apart under the pressure of caring for aging loved ones and maturing children. The class will discuss what steps adult children should take to take on a greater role in their parents’ lives and when to take those steps. The complex terminology (legal and medical) that you will begin to hear as you help your aging loved ones through this process will be explained. Attendees will also learn what legal documents should be put in place that can allow adult children to help their parents and other aging family members. Additionally, attendees will learn what health care options are available for those entrusted to their care.

Tuition $45.00
Materials Fee $0


100

Senior Scams and How to Avoid Them: Bringing Light to these Taboo Topics

3
Senior Scams and How to Avoid Them: Bringing Light to these Taboo Topics       100%  3

It seems as if there are more and more news stories everyday about senior citizens being taken advantage of by strangers. Learn the current senior scams and types of elder abuse that exist. Practical advice on how to protect yourself and your loved ones will be presented. Take a proactive approach to finding out what can be done to help prevent elder abuse and find out what resources are available for those who are victims. Don’t let a loved one become financially exploited.

Tuition $45.00
Materials Fee $0.00(not included in any discounts)


100

Loving Without a License

3
Loving Without a License       100%  3

This workshop provides an overview of the things committed unmarried couples need to consider to protect themselves, especially during times of crisis such as disability or death. It covers areas where unmarried couples are vulnerable to unintended state default laws, taxes and loss of control, as well as guidelines for an “unmarried divorce” and division of property in the event that the relationship ends.

Tuition $45.00
Materials Fee $0


100

Nuts & Bolts of Trusts

3
Nuts & Bolts of Trusts       100%  3

Trusts can be one of the most useful and cost-effective legal tools to help people maintain control over their assets during good health, illness and at death—without court costs or delays. This workshop gives an overview of how trusts work, the pros and cons, costs involved, when to consider using trusts and what should be included in the trust provisions.

Tuition $45.00
Materials Fee $0


100

Reverse Mortgages for Seniors

3
Reverse Mortgages for Seniors       100%  3

Reverse mortgages are valuable tools for seniors 62 years and older. There is almost no limit for use of the funds which come to the senior tax-free and also do not reduce social security or Medicare payments. Keep Medicaid from attacking your home equity. If you are downsizing, you can now use a reverse mortgage to purchase a home and conserve more cash for retirement. A complimentary quote to see how much you may qualify for is available.

Tuition $45
Materials Fee $0


100

Special People, Special Planning

3
Special People, Special Planning       100%  3

This workshop will provide an overview of the fundamentals every family needs to consider when planning for the future of a person with special needs. Attendees will learn about federal disability programs, guardianships, wills, trusts and the essential legal directives the family must have, as well as the consequences of failing to formally plan. Learn how to keep the plan current and the reasons for “letters of instruction.”

Tuition $45.00
Materials Fee $0


100

The Truth About Estate Planning (Estate Planning Essentials)

3
The Truth About Estate Planning (Estate Planning Essentials)       100%  3

Learn about the core directives every person should have to protect themselves and receive an overview of the various legal directives used in estate planning. Topics include the role directives play in an overall estate plan, regardless if the plan is to protect minors, avoid nursing home costs or save estate taxes.

Tuition $45
Materials Fee $0


0

LONG-TERM CARE

3
LONG-TERM CARE       3

This class will cover the basics of Medicare and Medicaid. They are two different systems designed to help seniors with healthcare needs. Each sys-tem has different requirements and covers varying elements of care. Learn the important distinctions and how to plan ahead to pay for the high cost of long-term care.

Tuition $45
Materials Fee $0


0

So you've been named Power of Attorney; Did I just lose my free time?

3
So you've been named Power of Attorney; Did I just lose my free time?       3

This class will cover the responsibilities of being named a fiduciary for a friend or loved one. It will cover what it means to be an agent under a power of attorney document, a trustee within a trust document and an executor under a last will and testament. This course will explain what steps a fiduciary may need to take in order to ensure they are fulfilling the duty that has been given to them.

Tuition $45.00
Materials Fee $0